CBI — University of the West Indies (UWI) / Higher-Education Fund (US$260,000; family >=6)

Example scenarios

• ELIGIBLE — AG-INV-04 (UWI/Higher-Education Fund). Family of exactly 6 meets the minimum family size requirement. US$260,000 inclusive of processing fees for family of 6 (SI 2024 No.50 reg 6A). All 4 children qualify as dependants: ages 8 and 12 (children ≤30, no enrolment condition), age 19 (child ≤30, qualifies), age 27 (child ≤30, qualifies under expanded SI 2024 definition). One family member receives a 1-year tuition-only UWI scholarship — the 27-year-old is a strong candidate. This is the most cost-effective option for a family of 6+.

  SI 2024 No.50 reg 6A: UWI fund US$260,000 for family of minimum 6, inclusive of processing fees for 6. Dependant-child definition expanded to ≤30 with no enrolment condition. All four children qualify. Scholarship: 1-year tuition-only at Minister-designated institution (currently UWI Five Islands Campus, Antigua). AG-INV-04 confirms route is ACTIVE per CIU programme pages.

• INELIGIBLE for AG-INV-04 — A family of 5 falls below the minimum family size of 6 required for the UWI/Higher-Education Fund (SI 2024 No.50 reg 6A). Options: (1) Add a qualifying dependant (unmarried sibling of main applicant, or parent/grandparent over 55) to reach 6+ members — see AG-INV-05; (2) Choose AG-INV-01 (NDF US$230,000) or AG-INV-02 (Real estate US$300,000) instead.

  SI 2024 No.50 reg 6A explicitly requires 'family of minimum 6' for the UWI fund threshold. A family of 5 does not qualify. The route doc AG-INV-04 confirms this as a structural eligibility requirement, not a fee tier. Alternate routes AG-INV-01 and AG-INV-02 do not have family-size requirements.

• ELIGIBLE — AG-INV-04 (UWI/Higher-Education Fund). Family of 8 exceeds the minimum 6. US$260,000 covers the base family of 6 (inclusive of processing for 6). The 2 additional members, applying together at initial submission, incur the reg 9(a) processing add-on of US$10,000 each = +US$20,000.

  SI 2024 No.50 reg 6A: base US$260,000 for a family of at least 6. For members beyond the base 6 applying together at INITIAL submission, reg 9(a) charges US$10,000 per additional member (NOT the reg 9(b) post-approval rates of US$25,000/US$50,000, which apply only to dependants added AFTER approval). Two additional members = +US$20,000, total ~US$280,000. Children aged 28 and 25 fall within the expanded child<=30 dependant definition (reg 2). This matches AG-INV-04.md.

• UWI FUND (AG-INV-04) IS BETTER VALUE for family of 7. NDF (AG-INV-01): US$230,000 donation + processing fees (US$20k base for family of 4 + US$10k each for 3 additional = US$50,000) + DD fees. Estimated total excluding DD: ~US$280,000+. UWI Fund (AG-INV-04): US$260,000 INCLUSIVE of processing fees for family of 6, plus US$10,000 for the 7th member (child 0-5: US$10k? or child 6-17: US$25k? — child age 7 would be the 7th at US$25k add-on based on reg 5(18) add-on fee schedule). UWI total: ~US$285,000. Plus one family member gets 1-year tuition scholarship at UWI. The UWI fund is marginally more expensive but includes the scholarship benefit — value-for-money depends on whether the scholarship (29-year-old or 21-year-old) is used.

  AG-INV-04: US$260,000 for a family of at least 6 (inclusive of processing for 6). The 7th member (age 7), applying at INITIAL submission, incurs the reg 9(a) add-on of US$10,000 = ~US$270,000 (NOT the reg 9(b) post-approval rate). NDF (AG-INV-01): US$230,000 + reg 9(a) processing (US$20,000 for family of 4 + 3 x US$10,000 for members 5-7) = US$280,000 for 7 persons. Both within the US$300,000 budget; UWI additionally yields a scholarship.

• ELIGIBLE — AG-INV-04. Family of 7 exceeds the minimum 6. US$260,000 inclusive of processing for 6; the 7th member incurs the reg 9(a) initial add-on of US$10,000. The 19-year-old is within the child<=30 dependant definition and a natural scholarship recipient.

  AG-INV-04 route doc: minimum family of 6 satisfied (7 members). US$260,000 inclusive of processing for 6. The 7th member (age 19, within the child<=30 dependant definition), applying at INITIAL submission, incurs the reg 9(a) add-on of US$10,000 (NOT the reg 9(b) post-approval US$50,000 rate). UWI scholarship: tuition support at the Minister-designated higher-education institution (UWI Five Islands Campus). Status: ACTIVE.

• ELIGIBLE to add — AG-INV-05 (post-approval addition). Under SI 2024 No.50 reg 5(18), additional family members may be added within 5 years of the main applicant's CBI registration. A new spouse of an included dependant child would qualify as a dependant of the main applicant under reg 3(i) (spouse) — but the regulation is structured around the MAIN APPLICANT's family. Clarification needed: is the child's new spouse a qualifying dependant of the main applicant? The dependency definition in reg 3 primarily addresses the main applicant's direct family. Legal advice is recommended. Add-on fee if eligible: US$50,000 (adult 18+).

  AG-INV-05 route doc: dependant definition centres on the main applicant's relationships. Reg 3(i): spouse of the main applicant. A child's new spouse is a step-child-in-law, not directly listed in reg 3. This is an edge case requiring CIU clarification. Post-approval 5-year window: reg 5(18).